However, while these amounts will cover minor injuries in a collision, they will almost always fall short in a serious crash. In New Jersey, riders must carry a minimum of $30,000 per accident and $15,000 per individual of liability coverage. What Are the Motorcycle Insurance Laws in New Jersey/Pennsylvania? In New Jersey, if you’re caught driving without motorcycle insurance, you could be fined up to $500 and serve jail time. If you’ve passed your motorcycle permit test, you should insure your bike as soon as possible. Not only is it legal to purchase insurance with a permit, it’s also required -by law- to purchase coverage for your motorcycle before taking to the road. Can I Purchase Motorcycle Insurance With a Permit? For example, in New Jersey, you cannot travel on state toll roads, transport passengers on your bike, or ride your bike at night. While you can now ride a bike, as a permit holder you must adhere to certain restrictions. You will also need to pass a written motorcycle knowledge test and a vision test. To do so, you must file an application and provide proof of address along with your identification documents. Unless you already have a driver’s license, chances are you will need to first obtain a permit before you are legally allowed to ride a motorcycle. Contact us today at 87 to schedule a free consultation, and visit our Facebook page for more news from the Bikers Have Rights community. Brad Tabakin is a motorcycle accident attorney who has spent his career representing bikers in court and during negotiations with insurers. If you were injured in a motorcycle crash and don’t have insurance, you may still be entitled to compensation. In this article, the contributors at Biker’s Have Rights discuss what you can and can’t do with a motorcycle learner’s permit. If you’re wondering, “ Can you insure a motorcycle with a permit?”, then you’ve come to the right place.

Complex insurance laws and licensing requirements can turn this hobby into a headache. Riding a bike is one life’s simplest pleasures, but owning this beautiful piece of engineering is anything but easy.

Motorcycle learner's permit california